Abstract:
Comprehensive risk management and closely related organizational behavior management in insurance companies were discussed, and they were incorporated into the framework of Company Law and its theory for interpretation. Comprehensive risk management is the management for which laws, regulations, and regulatory rules make special provisions on its content and procedures. It intersects with corporate management, risk management, and compliance management, and the scope of risks it addresses is expanding. Comprehensive risk management indirectly safeguards the interests of insurance consumers. The organizational behavior management goes hand in hand with comprehensive risk management, with the direct goal of protecting insurance consumers. Risk management and organizational behavior management adhere to the principles of prudent management and supervision, with a focus on suppressing excessive risk-taking behaviors of insurance companies in pursuit of short-term benefits, maintaining the health and stability of insurance companies, and protecting the interests of insurance consumers, rather than preventing systemic risks and maintaining the security of the financial system. Risk management and organizational behavior management have a significant impact on the duties and liabilities of directors of insurance companies, and relevant rules should be given new interpretations or modified and improved.